Pasture, Rangeland & Forage Insurance (PRF)

The PRF insurance plan is designed as a risk management tool to insure against a decline in the Rainfall index for a grid. It is possible for policy holders to have low production or low precipitation on their insured acreage and not receive an indemnity under the PRF plan of insurance. The only cause of loss for a PRF policy is having a final grid’s precipitation fall below the trigger grid precipitation.

The program is designed for producers whose production and precipitation tend to follow the average precipitation patterns for the grid and not individual crop production. It is important that you review the historical indexes and other tools with your crop insurance agent to determine if the program is suitable for you.