Producers Urged to Contact their Crop Insurance Agent Regarding Prevented Spring Planting

Continued wet weather over much of the Northeast suggests that many growers will be facing decisions on whether to seek a prevented planting payment or continue planting crops. Prevented planting is available for those producers who have purchased crop insurance on many spring crops.

“Prevented planting is an important part of the crop insurance policy, providing valuable coverage during wet planting seasons like we’re currently experiencing,” said Jeremy Forrett, Vice President, Crop Growers, LLP. “We encourage producers to work closely with their Crop Growers crop insurance specialist to understand their planting and prevented planting options, and in working with your adjuster, report planted and prevented planting acreage to your agent as soon as possible.”

Following the final planting date, the farmer can choose to take a prevented planting payment (if determined eligible), plant during the 25-day late planting period or plant another crop. A cover crop can be planted on prevented planting ground, but there are restrictions on haying and grazing the cover crop.

A notice of loss is required to receive a prevented planting payment. Producers can begin submitting prevented planting notice of losses after the final plant date. If you experience a crop loss it is important to notify your crop insurance agent within 72 hours of discovery. Maintaining detailed records will make for a better claims experience.

Insurable spring crops include field and vegetable crops such as corn, soybeans, barley, oats, fresh market sweet corn, cabbage, processing beans, processing sweet corn, dry beans, green peas, fresh market beans, onions, tomatoes, and potatoes. To protect their investment, spring crop producers signed up for annual coverage in March.

The crop insurance program has become the backbone of many Northeast farms’ risk management plans, providing protection against damage caused by weather, disease, insects or wildlife. Protection is available if weather prevents the planting of crops or causes the need to replant crops.